Open virtual multi-currency accounts in your business name..

Q: How do I open a CCYFX virtual account?

You can start the process online in just a few minutes. Complete the secure onboarding form, upload your company documents, and once verified under FINTRAC standards, your virtual accounts are activated within 24–48 hours.

CCYFX provides named virtual accounts for global businesses — enabling you to send, receive, and hold funds across multiple currencies through a single, regulated platform.

Open Account

How to open your account.

Getting started takes only a few minutes.

1. Complete the form

Submit your company details through our secure online application.

2. KYC verification

Review your documents to verify directors and shareholders.

3.Approval

You’ll receive access to your dashboard, where you can start moving money.

4.Move Money

Start sending, receiving, and converting funds in multiple currencies.

Apply For an Account

Global banking access.

Our virtual account network lets you create and manage named, multi-currency IBANs under your company’s name. Receive client payments, settle invoices, and manage cross-border cash flow through a single dashboard.

Open Account

Key benefits of CCYFX Virtual Accounts.

CCYFX allows your business to open named, multi-currency virtual accounts in minutes. Operate globally with full transparency, seamless currency management, and compliance under our FINTRAC-registered framework. Simplify cross-border finance while keeping total control over your funds.

Open Account

Named accounts

Each virtual account is issued in your company’s name — ensuring full ownership and transparency for incoming and outgoing payments.

Multi-currency support

Hold, send, and receive funds in USD, CAD, GBP, EUR, HKD, and other major currencies under one dashboard.

Instant local payments

Access local payment rails and settlement networks in over 150 countries — no need for multiple bank relationships.

Integrated FX conversion

Convert between currencies instantly at institutional rates with clear, competitive spreads.

Regulatory confidence

Operate under Canadian FINTRAC oversight with full AML/KYC compliance — protecting your reputation and access to banking.

Dedicated support

Our client success team assists with onboarding, payments, and compliance — ensuring smooth operations every step of the way.

Frequently asked questions.

Find quick answers to the most common questions about opening a CCYFX account and sending payments worldwide.

How do I open a CCYFX virtual account?

You can start the process online in just a few minutes.Complete the secure onboarding form, upload your company documents, and once verified under FINTRAC standards, your virtual accounts are activated within 24–48 hours.

Are the accounts held in my company’s name?

Yes. Each CCYFX virtual account is created in your business name, ensuring that all funds received, held, and sent are traceable and compliant — not pooled or shared with other clients.

What currencies are supported?

CCYFX supports USD, CAD, GBP, EUR, HKD, SGD, and other major currencies.You can open and manage multiple currency accounts from a single dashboard.

Can I send and receive international payments through my virtual accounts?

Yes. You can send and receive payments in over 150 countries, using local settlement rails and SWIFT transfers where applicable. FX conversions are processed instantly at transparent rates.