Regulatory Information

Strong security measures and thorough compliance practices to keep funds safe
[Company Name] operates under strict regulatory frameworks and robust internal controls designed to safeguard client funds and minimise risks to both clients and the business.All transactions are executed through secure payment systems that require internal multi-user authorisation and are processed only with approved counterparty banking partners.
We do not speculate in the currency markets or invest client funds. Every client transaction is matched with a corresponding, binding trade executed with a regulated counterparty institution.
All client money is held in segregated, designated safeguarding accounts, completely separate from company operating funds. This ensures compliance with applicable regulations and that client balances remain fully protected, available on demand, and never invested or loaned.
Additional information regarding the safeguarding requirements for Electronic Money Institutions can be found in the relevant regulator’s guidance (for example: FCA – Using Payment Service Providers).Institutional and Counterparty Relationships
We maintain a global network of tier-1 banking and financial counterparties. Each relationship is reviewed and approved under our internal due-diligence, credit, and compliance framework to ensure regulatory alignment and operational resilience.Regulatory Permissions
United Kingdom
[Company Name] Plc is authorised and regulated by the Financial Conduct Authority (FCA) to issue electronic money under the Electronic Money Regulations 2011.FCA Firm Reference Number: [insert FRN].
While forward contracts and credit facilities fall outside FCA regulation, client funds are safeguarded in segregated accounts held with top-tier banking partners. The Financial Services Compensation Scheme (FSCS) does not apply.
Data protection: Registered as a data controller with the Information Commissioner’s Office (ICO) under reference [insert reference].Canada
[Company Name] Canada Inc. is registered as a Money Services Business (MSB) with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).Registration number: [insert registration number].Audit and Oversight
Each regulated entity within the group undergoes an independent annual audit by third-party compliance specialists to ensure all processes, procedures, and controls align with applicable guidelines.In addition, the group performs annual counterparty reviews across all key partners to maintain oversight and due-diligence integrity.Anti-Money Laundering and Counter-Terrorist Financing
We maintain a comprehensive AML/CTF framework consistent with global standards and regulatory requirements.This includes:Customer due-diligence and enhanced due-diligence procedures.Continuous transaction monitoring and sanctions screening.Ongoing training for employees on AML obligations and red-flag identification.Prompt escalation and reporting of suspicious activities to the relevant authorities.Trade Association Memberships
[Company Name] is a member of recognised industry associations that serve as a collective voice for the payments and foreign-exchange sector, liaising with government departments and regulators on key legislative matters.Important Regulatory InformationAn account with [Company Name] is not covered by any deposit guarantee scheme (such as the FSCS).Client funds are safeguarded through segregated accounts held with tier-1 banks.Use of this website and our services is subject to our Terms & Conditions, Privacy Policy, and Cookies Policy.