Corporate Cards

Multi-currency cards for businesses
that get declined elsewhere.

Physical and virtual cards in 145 currencies. Full per-card spend controls. Issued to iGaming operators, offshore structures, crypto companies and high-risk sectors that mainstream issuers turn away.

Apply for Cards View Pricing
145 currencies 0% FX markup Physical & virtual Real-time controls
145
Currencies
0%
FX markup
CCYFX
USD Account
Available Balance
$24,891.50
4817••••••••3291
YOUR COMPANY LTD
VALID THRU 09/28
CVV •••
US
USD
$24,891
GB
GBP
£18,340
EU
EUR
€21,450
JP
JPY
¥2.4M
CH
CHF
Fr 8,200
SG
SGD
S$12,100
Click to flip card
145
Currencies supported
0%
FX markup (mid-market rate)
EMV
Chip + PIN on all cards
Real-time
Spend controls & limits
3DS 2.0
3D Secure on all cards
API
Programmatic card issuance
Card Types

Physical and virtual. Both fully controlled.

Issued to iGaming operators, crypto companies, and offshore-registered entities. Control limits, merchants, and geographies per card — no calls to a relationship manager required. We accept the structures mainstream issuers decline.

Physical Card

Company-branded, worldwide acceptance

Embossed with your company name — including offshore-registered entities. EMV chip + PIN. Dispatched within 5–7 business days via tracked courier to any jurisdiction.

  • — ATM cash access up to £500/day equivalent in local currency
  • — Apple Pay and Google Pay enabled upon activation
  • — Contactless and magnetic stripe supported
  • — Replacement cards dispatched within 3 business days
  • — Issue up to 500 cards per account
ISSUANCE FEE
£10 per card
No monthly fee if account active. Replacement: £15.
Virtual Card

Instant issuance. Zero delivery time.

Live in seconds via the dashboard or API. Tokenised 16-digit number with full 3D Secure 2.0 support. Built for iGaming affiliate spend, crypto vendor payments, and online subscription infrastructure.

  • — Issue via dashboard or POST /v1/cards — active in under 5 seconds
  • — Single-use or recurring — configurable per card
  • — 3D Secure 2.0 with tokenisation for zero fraud exposure
  • — Unlock for Apple Pay and Google Pay instantly
  • — Unlimited virtual cards per account
ISSUANCE FEE
£0 — Free issuance
No monthly fee. No issuance cap. Unlimited.
Spend Controls

Granular control at the card level

Set rules per card or per employee in real time. No manual processes. No approval queues. Controls applied instantly across the network.

Daily & Monthly Limits
Set hard daily and monthly spend caps per card. Transactions exceeding the limit are declined automatically. Configurable via dashboard or PATCH /v1/cards/{id}.
MCC Category Blocking
Allow or block entire Merchant Category Codes. Restrict to SaaS only, allow travel, block cash advances. Full MCC list — 400+ categories configurable.
Geographic Restrictions
Whitelist specific countries or regions. Block card use outside approved territories. Applies within seconds — no overnight batch process.
Transaction Approval Workflows
Route transactions above a threshold to a manager for approval. Dual-authorisation available for high-value spend. Full audit trail with complete transaction history.
Instant Freeze & Unfreeze
Freeze any card in under one second from the dashboard or API. Card is declined network-wide immediately. Unfreeze with a single call.
Real-time Notifications
Instant push notifications and webhooks per transaction — merchant name, amount, location, card ID. Export to CSV or sync to accounting platforms via API.
Spend Controls — Feature Matrix
Control Type Scope Applies In API Available
Daily spend limitPer cardReal-timeYes
Monthly spend limitPer cardReal-timeYes
MCC category lockPer card or accountReal-timeYes
Geographic restrictionPer cardReal-timeYes
Approval workflow thresholdPer accountReal-timeYes
Freeze / UnfreezePer card<1 secondYes
Our Approach

Cards for the businesses mainstream providers decline.

Unlike mainstream banks and fintechs, CCYFX does not close accounts because your industry triggers a risk flag. Our onboarding is designed for the sectors we serve — iGaming, crypto, FX brokers, and offshore structures. Account stability is a core commitment, not a marketing claim.

Compliance & Security

Bank-grade card security

Physical and virtual multi-currency cards with full spend controls. All card data stored and transmitted to PCI DSS Level 1 — the highest certification available.

PCI DSS LEVEL 1
Highest level of PCI certification. All card data encrypted at rest and in transit.
3D SECURE 2.0
EMV 3DS on all card-not-present transactions. Zero liability fraud protection.
EMV CHIP + PIN
Physical cards use EMV chip with PIN authentication. Contactless limited to card controls.
TOKENISATION
Virtual cards use network tokenisation. Real PAN never transmitted to merchant.
Card Fee Schedule

Complete fee transparency

Every card fee published. No foreign transaction fees. No annual fees. No conversion markups.

Fee Item Amount Notes
Physical card issuance£10.00 per cardDispatched 5–7 business days, tracked courier
Virtual card issuance£0.00 — FreeUnlimited issuance; active in seconds
Monthly card fee£0.00 — FreeNo monthly maintenance fee while account active
FX markup on purchases0% — Mid-market rateApplies to all 145 currencies; no hidden margin
ATM withdrawal (domestic)£1.50 flatUp to £500/day equivalent; no FX markup on foreign currency ATM
ATM withdrawal (international)£2.50 flatNo FX markup applied; only flat fee charged
Card replacement (lost/stolen)£15.00 per cardDispatched within 3 business days; interim virtual card issued free
Emergency card replacement£35.00 per cardNext business day courier delivery; 24hr processing
Apple Pay / Google Pay£0.00 — FreeAvailable on all physical and virtual cards
Webhook notifications£0.00 — FreePer-transaction event delivery; HMAC-SHA256 signed
FAQ

Common questions

How many cards can I issue?+
Physical cards: up to 500 per account. Virtual cards: unlimited. Cards can be assigned to any employee or cost centre and controlled independently. Large programmes (500+ physical cards) are available on request.
What currencies are supported for card spend?+
All 145 currencies are supported. Your card automatically selects the most appropriate wallet currency at the point of sale and applies the mid-market rate. No dynamic currency conversion fees.
Is there an FX markup on card spend?+
No. CCYFX charges mid-market rate — the same rate published by Reuters at time of transaction. There is no percentage markup, no foreign transaction fee, and no spread applied on card purchases. ATM withdrawals carry a flat fee only.
How do I set spending limits?+
Spending limits can be set per card via the dashboard or via the API using PATCH /v1/cards/{id}. You can set daily limits, monthly limits, single-transaction limits, and category-level restrictions. Changes apply in real time — within 1 second across the Visa network.
Can I integrate card management via API?+
Yes. Full card lifecycle management is available via the CCYFX REST API — issue, freeze, unfreeze, update limits, block MCCs, and receive transaction webhooks. Virtual cards can be issued programmatically in under 5 seconds.
What is the lost or stolen card procedure?+
Freeze the card instantly via the dashboard or API. Report lost or stolen to support@ccyfx.com or call our 24/7 emergency line. A virtual replacement card is issued free of charge within minutes. A physical replacement is dispatched within 3 business days (£15 fee).
Are cards PCI DSS compliant?+
Yes. All card data is handled under PCI DSS Level 1 — the highest certification available. Virtual card numbers use network tokenisation, meaning the real PAN is never transmitted to the merchant. Our annual PCI audit is conducted by a Qualified Security Assessor (QSA).
Do Apple Pay and Google Pay work?+
Yes on both physical and virtual cards. Physical cards can be added to Apple or Google Wallet on activation. Virtual cards can be provisioned directly into a mobile wallet in under 30 seconds — no physical card required. Both are included at no extra charge.
Apply Today

Spend controls built for complex global businesses.

iGaming operators, crypto companies, offshore holdings: open your CCYFX account, complete EDD onboarding, and issue your first card immediately. No minimum order quantity. No long-term contract. No debanking risk.

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