Global Payouts

Send money anywhere.
Same day.

7 settlement rails. 180+ destination countries. Batch or single payments. Full API access or dashboard — built for high-risk businesses that move serious volume.

Open Account API Docs
7 settlement rails 180+ countries Same-day settlement Batch payments
Rails active7
Countries180+
Avg domesticSame day
London New York Singapore Dubai Tokyo São Paulo Sydney HK Lagos Mumbai
London → Singapore$2,148,000SWIFT · 2h ETA
Frankfurt → New York€825,000SEPA → Fedwire · 4h ETA
Dubai → MumbaiAED 3,200,000SWIFT · 1 day
London → Manchester£440,000FPS · Instant
Tokyo → Sydney¥184,000,000SWIFT · 1 day
London → Singapore$2,148,000SWIFT · 2h ETA
Frankfurt → New York€825,000SEPA → Fedwire · 4h ETA
Dubai → MumbaiAED 3,200,000SWIFT · 1 day
London → Manchester£440,000FPS · Instant
Tokyo → Sydney¥184,000,000SWIFT · 1 day
7
Settlement rails
180+
Countries supported
99.97%
Uptime SLA target
Same-day
Domestic settlement
<4hr
SEPA Instant (typical)
24/7
Infrastructure monitoring
Settlement Infrastructure

Seven rails. One API.

Auto-routing selects the optimal rail based on destination, currency, amount, and cut-off time. Override to a specific rail when your use case requires it.

Rail Coverage Settlement Speed Cut-off Time Transaction Range Currency
SWIFT 180+ countries 1–3 business days Varies by correspondent $10,000 – $10,000,000 Multi-currency
SEPA CT EU / EEA (36 countries) Next business day (T+1) 16:00 CET €0.01 – €1,000,000 EUR only
SEPA Instant EU / EEA participating 10 seconds · 24/7/365 No cut-off €0.01 – €100,000 EUR only
Fedwire United States Same day 18:00 ET $10,000 – $100,000,000 USD only
ACH United States 1–2 business days 18:00 ET $0.01 – $10,000,000 USD only
Faster Payments United Kingdom 2 hours average · 24/7/365 No cut-off £0.01 – £1,000,000 GBP only
CHAPS United Kingdom Same day 14:00 GMT £10,000 – £100,000,000 GBP only
Payment Route Calculator

Find the fastest route

Select destination country and amount — see all available rails, fees, and ETAs for that corridor.

Route Calculator

Select a destination to see available rails and fees
Batch Payments

50,000 payouts. One upload.

Built for iGaming player withdrawals, affiliate commission payments, and offshore holding structure distributions. Upload a CSV or POST a JSON array via POST /v1/payouts/batch. Each row independently routed, validated against sanctions lists, and settled. Failed payments never block successful rows.

  • CSV upload up to 50,000 records — process an entire iGaming withdrawal queue in one call
  • Dual-authorisation workflow — requires two approvals for batches over configurable threshold
  • Pre-funding or credit facility options available for high-frequency operators and crypto exchanges
  • Per-row webhook on settlement; consolidated batch report in MT940 or CSV
batch_payment_2026-03-17.csv — 2,847 rows
Acme Consulting GmbH
SEPA
€124,000.00
Vertex Labs Ltd
FPS
£87,500.00
TechBridge Inc.
ACH
$240,000.00
Nexus Digital FZE
SWIFT
AED 550,000
Meridian Analytics
SEPA
€32,000.00
REST API

One call, instant payout

Trigger individual or batch payouts directly from your platform. Webhook confirms delivery within seconds.

POST/v1/payoutsInitiate payment
GET/v1/payouts/{id}Payment status
POST/v1/payouts/batchBatch (50K max)
GET/v1/railsAvailable rails
POST/v1/quoteGet fee + ETA quote
POST /v1/payouts
{
  "amount": 250000,
  "currency": "EUR",
  "destination": {
    "iban": "DE89370400440532013000",
    "bic": "COBADEFFXXX",
    "name": "Acme Consulting GmbH"
  },
  "rail": "sepa_instant",
  "reference": "INV-2026-0391",
  "idempotency_key": "idem_9Xm3..."
}
201 Created — Payment queued. ETA: 8 seconds via SEPA Instant. Webhook: payment.completed
AML & Sanctions Compliance

Compliance that enables — not blocks — your business.

iGaming operators, crypto exchanges, and offshore businesses are often declined by banks because of industry alone — not because of actual compliance risk. CCYFX's sanctions screening framework is what makes it possible for complex-profile businesses to pay internationally with confidence. Every payment is screened. Clean payments clear in seconds.

OFAC Screening

Real-time OFAC screening means high-risk industries can demonstrate regulatory-grade payment compliance to correspondent banks and regulators. Clean payments clear instantly.

UN / EU / HM Treasury

Consolidated screening against UN Security Council, EU, and HM Treasury Consolidated Lists — updated within 30 minutes of new designations. Your payments travel with a full compliance record attached.

Dow Jones Risk

600+ watch list coverage including PEP, adverse media, and enforcement databases. This infrastructure is why correspondent banks accept our payment flow — and why your business benefits from stable payouts.

7-Year Audit Trail

Full payment audit trail retained for 7 years. MT103 SWIFT confirmations and ISO 20022 records available on request — essential for iGaming regulatory audits and offshore structure compliance reporting.

FAQ

Common questions

What are the cut-off times by rail?+
SEPA Instant and Faster Payments have no cut-off — they operate 24/7/365. SEPA CT: 16:00 CET. Fedwire: 18:00 ET. ACH: 18:00 ET. CHAPS: 14:00 GMT. SWIFT: varies by correspondent bank — typically 15:00–17:00 local. All times are for same-day instruction.
Can I send SWIFT same day?+
SWIFT same-day settlement is available for USD via Fedwire and GBP via CHAPS. For SWIFT international, settlement is typically T+1 or T+2 depending on the correspondent chain. Our routing engine will flag when same-day settlement is possible for a given corridor.
What happens if a payment is rejected?+
Rejected payments generate a payment.failed webhook with a structured reason code and description. Funds are returned to your CCYFX account within 1–2 business days depending on rail. Our support team proactively investigates high-value rejections and provides a rectification path.
What are the batch payment limits?+
CSV upload supports up to 50,000 payment rows per batch. The API batch endpoint (POST /v1/payouts/batch) supports the same limit. For programmes requiring higher throughput, contact your relationship manager to discuss pre-funding and streaming batch options.
How does sanctions screening work?+
All outbound payments are screened in real time against OFAC, UN Security Council, EU, and HM Treasury Consolidated Lists via automated matching. Name screening is performed via Dow Jones Risk & Compliance covering 600+ lists. Potential matches trigger a compliance review before the payment is released. This typically adds less than 60 seconds for clean payments.
Can I convert FX on a payout?+
Yes. Set "convert": true in the payout request and specify the source currency. CCYFX will execute the FX conversion at your tier rate and deliver the payout in the destination currency. FX conversion and payout are executed atomically — the rate is locked at instruction time.
What are the API rate limits?+
Standard accounts: 1,000 requests per minute. Enterprise accounts: 10,000 requests per minute. Batch endpoints count as a single request regardless of the number of payment rows. Rate limit headers (X-RateLimit-Remaining) are included in all API responses.
What reporting and reconciliation options are available?+
MT940 daily statements, CSV transaction exports, and JSON API endpoints for programmatic reconciliation. ISO 20022 camt.053 statements available on request. Batch reports include per-row settlement status, fees applied, and rail used. All reports retained for 7 years.
Scale Without Limits

Built for high-risk businesses that need to move money.

Full API access from day one. No per-payment approval delays. Scale from 1 to 50,000 payouts per batch without changing a line of code.

Open Account API Documentation