FX & Hedging

Institutional FX rates
for businesses banks avoid.

Spot, forwards, and options at 1.5% standard — volume pricing available. No last-look execution. Transparent pre-trade spreads. Built for iGaming operators, crypto exchanges, FX brokers, and offshore structures with multi-currency treasury needs.

Get FX Access View Products
✓ 1.5% standard spread ✓ No last-look execution ✓ Forward contracts to 24m ✓ FX options available
Indicative FX Rates Live
Pair Bid Ask Mid Chg
EUR/USD 1.0842 1.0859 1.0851 +0.12%
GBP/USD 1.2614 1.2632 1.2623 -0.07%
USD/JPY 149.42 149.64 149.53 +0.31%
USD/HKD 7.8211 7.8229 7.8220 -0.02%
EUR/GBP 0.8593 0.8607 0.8600 +0.18%
Indicative mid-market rates. CCYFX spread applied at execution. Rates refresh every 30s.
1.5%
Standard FX rate
Published rate · volume pricing available
145+
Currency pairs
G10 majors · EM · exotic pairs
24 months
Forward contracts
Fix rates up to 2 years forward
180ms
Avg execution
No last-look · pre-trade transparency
FX Products

Spot, forwards, and options — built for businesses banks avoid

Three distinct execution products to match your hedging strategy. Whether you're an iGaming operator managing multi-currency player liabilities, a crypto exchange converting treasury float, or an offshore holding group protecting cross-border margins — CCYFX provides the FX infrastructure most providers won't.

Product 01
Spot FX
Same-day (T+0) or T+2 settlement for all major currency pairs. Transparent spread displayed pre-trade, before you commit. Mid-market rate and CCYFX rate shown simultaneously. No last-look — the price you see is the price you execute at.
Minimum ticket$10,000 equivalent
SettlementT+0 (G4) or T+2
Spread (standard)1.5%
ExecutionNo last-look · 180ms avg
API accessREST · FIX 4.4
Product 02
Forward Contracts
Fix a rate today for settlement up to 24 months forward. Protect margins on multi-month contracts, subscription revenue, supply chain agreements, and licensing payments from adverse FX movements. Regulatory hedge accounting compliant (IAS 39 / IFRS 9 designation available on request). 10% initial margin deposit required.
Minimum notional$50,000 equivalent
Maximum tenor24 months
Margin deposit10% of notional
Hedge accountingIAS 39 / IFRS 9 docs
Partial drawsAvailable (window forwards)
Product 03
FX Options
Vanilla European puts and calls, risk reversals, and barrier options (knock-in/knock-out). Provides asymmetric protection — capped downside with retained upside exposure. For clients with a demonstrated FX hedging need and qualifying risk assessment. Minimum notional applies. Not suitable for speculative use.
Minimum notional$250,000 equivalent
Structures availableVanilla, RR, Barriers
Maximum tenor12 months
EligibilityQualified institutional
SettlementPhysical or cash
Risk Disclosure
FX products, including forwards and options, involve risk of loss and are not suitable for all clients. The value of FX positions can move against you. Forwards and options are complex instruments and may result in losses exceeding the initial deposit. CCYFX does not provide investment advice. Past performance is not a reliable indicator of future results. Please read our Risk Disclosure Statement in full before trading. FX options are available only to clients who have passed CCYFX's suitability assessment.
Live FX Calculator

See exactly what you pay — before you commit

Mid-market rate, CCYFX spread in basis points, and your final rate — all shown pre-trade. No surprise deductions at settlement. Toggle between spot and forward indicative pricing.

Interbank Mid Rate (BIS reference)
CCYFX Spread150 bps (1.5%)
Your Execution Rate

Unlike mainstream banks and fintechs, CCYFX does not close accounts because your industry triggers a risk flag. Our onboarding is designed for the sectors we serve — iGaming, crypto, FX brokers, and offshore structures. Account stability is a core commitment, not a marketing claim.

Indicative rate only. Actual rate subject to market conditions at time of execution. Rates shown are mid-market for reference purposes. Spread applies at execution. Minimum ticket $10,000 equivalent.
Pricing

Standard rate of 1.5%. Volume-based custom pricing available.

Our published standard rate is 1.5% per trade — no volume commitment required. Clients with higher monthly volumes can contact us for custom pricing below 1.5%. The more you trade, the lower your rate. Contact us to discuss your volume profile.

Standard
All clients · no volume commitment
1.5% / trade
Our published rate
No volume commitment. Designed for our specialist sectors. UK, EU & US IBANs, 145+ currencies, same-day settlement, named account manager.
Custom
Higher volumes · negotiated rate
Below 1.5% / trade
Contact us for your rate
Rates reduce significantly with volume. Dedicated relationship manager, priority onboarding, custom settlement terms. Contact us to discuss your volume profile.
Execution Quality

Institutional execution standards

CCYFX operates to institutional best execution standards. No last-look pricing. Pre-trade price transparency on every ticket. Post-trade TCA (Transaction Cost Analysis) reports available for audit and compliance purposes.

Execution Speed
180ms
Average from order submission to confirmation. 99th percentile <350ms under normal market conditions.
Last-Look Policy
None
No last-look execution. The price displayed is the price executed. Pre-trade transparency on every order — spread disclosed before execution.
API Connectivity
FIX 4.4
FIX Protocol 4.2 and 4.4 supported for institutional clients. REST API available for all tiers. ISO 20022 MX messaging for SWIFT integration.
TCA Reporting
Post-trade
Full post-trade Transaction Cost Analysis reports available. Benchmark vs. mid-market, slippage analysis, and venue comparison for regulatory reporting.
Pre-Trade Price Transparency
Mid-market rate (BIS reference), CCYFX spread in basis points, and your execution rate are displayed simultaneously before you confirm any trade. No hidden costs discovered post-execution.
LSOC Custody Structure
Legally Separated, Operationally Commingled (LSOC) structure for FX margin. Client margin legally segregated at custodian level (Barclays / Deutsche Bank) while operationally pooled for efficiency.
Hedge Accounting Support
IAS 39 and IFRS 9 hedge accounting designation documentation available for forward contracts. Effectiveness testing reports, trade confirmations, and valuation reports suitable for external audit submission.
FX Platform

30+ pairs. Institutional-grade infrastructure.

30+
Currency Pairs
All G10 pairs plus 20+ emerging market pairs: USD/AED, USD/SGD, EUR/PLN, GBP/HKD, USD/ZAR, USD/MXN, and more. Non-deliverable forward (NDF) pairs available for restricted currencies including CNY, INR, KRW, and BRL.
EUR/USD GBP/USD USD/JPY USD/HKD USD/AED GBP/EUR EUR/CHF +23 more
Client Results

Treasury teams who made the switch

★★★★★
"We process $8M/month across EUR, HKD, and AED. CCYFX's custom pricing saves our treasury significantly vs. the bank we used before. The FIX 4.4 API integration was complete in a single day. TCA reports satisfy our LP reporting requirements."
Thomas A.
Head of Treasury, FX Brokerage
★★★★★
"The 24-month forward contract tenor was the deciding factor. We lock USD/GBP forwards for our multi-year licensing payments — the rate we see on screen is the rate we execute at. No last-look adjustments, no post-trade surprises. IFRS 9 hedge documentation arrived same day."
Priya M.
CFO, iGaming Operator
★★★★★
"Showing the mid-market rate alongside the spread, pre-trade, is what institutional infrastructure looks like. Our family office clients expect this level of transparency. Most providers still hide the spread in the rate — CCYFX doesn't, and that matters."
Luca B.
Director, Multi-Family Office
Frequently Asked Questions

Technical and compliance questions answered

What is the minimum ticket size for spot FX?+
The minimum ticket size for spot FX is $10,000 equivalent (or currency equivalent). There is no maximum single-ticket limit for spot FX — large tickets above $5M equivalent are handled by our institutional desk with dedicated pricing. Forward contracts have a minimum notional of $50,000 equivalent. FX options have a minimum notional of $250,000 equivalent.
How is the spread calculated and disclosed?+
The spread is calculated as a percentage of the mid-market rate (BIS reference rate, updated every 2.5 seconds). On every trade, the CCYFX interface displays: (1) the interbank mid-market rate, (2) the CCYFX spread in basis points and percentage, and (3) your final execution rate. There are no hidden markups beyond the disclosed spread. Network or settlement fees (SWIFT, SEPA, etc.) are charged separately and are also disclosed pre-payment. Your tier spread is fixed for the calendar month based on trailing 30-day volume.
Do you offer hedge accounting support for forward contracts?+
Yes. CCYFX provides IAS 39 and IFRS 9 hedge designation documentation for qualifying forward contracts, including formal hedge documentation, effectiveness testing methodology, and periodic valuation reports. These documents are suitable for submission to external auditors and satisfy the formal designation requirements under IFRS 9. A dedicated hedge accounting pack is issued within 2 business days of forward contract execution. Contact your relationship manager to request this service — it is available at no additional charge for Growth and Institutional tier clients.
What reporting is available post-trade?+
CCYFX provides: (1) real-time trade confirmations via email and portal, (2) MT103/MT202 SWIFT confirmations for SWIFT-settled trades, (3) daily consolidated position reports, (4) monthly TCA (Transaction Cost Analysis) reports benchmarked against BIS mid-market rates, (5) quarterly FX exposure summaries for treasury reporting, and (6) annual trade history exports in XBRL and CSV format for regulatory filing. FATCA and CRS reporting is handled by CCYFX — clients receive copies on request.
Can I trade via API or FIX Protocol?+
Yes. CCYFX supports FIX Protocol 4.2 and 4.4 for institutional clients requiring direct market connectivity (typically algorithmic traders, treasury systems, and ERP integrations). REST API is available for all client tiers. ISO 20022 MX connectivity is available for SWIFT-integrated clients. FIX connectivity requires a technical onboarding session — setup typically takes 2–5 business days depending on your system configuration. API documentation, session keys, and sandbox environment are available at developers.ccyfx.com.
What is your best execution policy?+
CCYFX operates under an FCA-compliant best execution policy (as required under MiFID II equivalent standards and FCA PS19/18). Key principles: (1) No last-look pricing — the price shown is the price executed; (2) pre-trade price transparency — mid-rate and spread shown on every ticket; (3) execution via direct liquidity from Barclays and Deutsche Bank without additional intermediary spread; (4) post-trade TCA reports available for client review; (5) CCYFX does not trade as principal against client flow. Our full Best Execution Policy is available on request and reviewed annually by our compliance team.
What settlement options are available for spot FX?+
Spot FX settles T+0 (same-day) for G4 currency pairs (GBP, EUR, USD, JPY) when traded before the relevant cut-off (typically 14:00 GMT for same-day settlement). T+2 settlement is standard for all other pairs. For clients with CCYFX named IBAN accounts in both the buy and sell currencies, FX conversion settles directly within the CCYFX platform with no external SWIFT message required, significantly reducing settlement risk and correspondent bank charges.
Are FX options available to all clients?+
No. FX options are complex instruments and are available only to clients who meet CCYFX's institutional suitability criteria: (1) minimum monthly FX volume of $500K, (2) completion of CCYFX's FX options suitability assessment, (3) demonstrated hedging need (not speculative purpose), and (4) acknowledgement of the FX Options Risk Disclosure Statement. Vanilla European puts and calls are available once suitability is confirmed. Exotic structures (risk reversals, barrier options) are available to Growth and Institutional tier clients with dedicated relationship manager support.
Get FX Access

FX for the businesses mainstream providers decline.

iGaming operators, crypto companies, FX brokers, offshore holding structures — CCYFX provides institutional FX infrastructure where others won't. Provisioned within 24 hours of account onboarding. Minimum ticket $10,000. Standard rate 1.5% — volume-based custom pricing available.

Standard rate 1.5% · Volume pricing available · Pre-trade transparency · No last-look · Segregated client funds