Pricing

Transparent pricing
for complex businesses.

1.5% standard FX spread — all-in, no hidden fees. Volume-based pricing available for businesses with significant monthly turnover. No setup fees. No lock-in contracts. Every cost disclosed before you commit.

Cost Estimator — enter your monthly volume
Monthly FX Volume (USD)
Business Type
Product
CCYFX Cost
All-in, no hidden fees
Standard Bank Est.
2.5–4% typical
Your Estimated Saving
Per month vs standard bank
Indicative only. Final pricing based on monthly volume, account structure, and onboarding assessment. FX spread is all-in — no additional transaction fees.
Indicative Pricing

Pricing tailored to your business.

Pricing is based on your transaction volumes, business type, and account structure. The tiers below are indicative. All pricing is confirmed during onboarding. No setup fees. No lock-in contracts. Contact us for a quote specific to your business.

Custom
Contact Us
For clients with higher monthly volumes
Below 1.5% / trade
Rates reduce with volume — the more you trade, the less you pay per trade
Rate negotiated on volume
Dedicated relationship manager
Priority onboarding
Custom settlement terms
Contact Us

Bespoke Institutional Arrangements

For organisations with high monthly FX volumes, complex multi-entity structures, or unique integration requirements. Custom pricing below 1% — contact us for your specific rate based on volume. Custom settlement terms, dedicated liquidity pool, and 24/7 named account team.

Custom pricing below 1% Dedicated liquidity pool Custom settlement terms SLA guarantee Named 24/7 account team FIX Protocol 4.4
Talk to Institutional Desk
Why Our Fees Are Higher

We accept the clients others decline.
That costs more. Here's why.

CCYFX is not the cheapest option. If you are a standard low-risk business, a mainstream fintech may serve you better on price. If you are an iGaming operator, crypto exchange, FX broker, offshore holding company, or operate in any sector traditional banks routinely refuse — this is what you are paying for:

Dedicated Compliance Team Per Client

Every CCYFX client has a named compliance officer who understands their industry. We do not run generic automated screening that flags your sector and closes your account. Specialist human review costs more — and prevents the debanking that would cost you far more.

Enhanced Due Diligence for High-Risk Onboarding

iGaming, crypto, FX brokers, and offshore structures require Enhanced Due Diligence as part of our specialist onboarding process. Source of funds verification, industry licence review, and UBO analysis for complex structures — this takes more resources than standard KYB and that is reflected in our pricing.

Regulatory Capital & Specialist Licences

Maintaining licences that permit us to serve high-risk industries requires higher regulatory capital buffers, specialist legal and compliance counsel, and ongoing regulatory reporting. These are real operational costs. They are the price of certainty for your business.

No Sudden Account Closures. Ever.

Standard banks close iGaming, crypto, and FX accounts without warning. The cost of a surprise debanking — frozen funds, missed payrolls, failed player withdrawals, lost revenue — vastly exceeds any fee differential. CCYFX's premium pricing buys operational certainty. That certainty has a quantifiable value.

Indicative Fee Schedule

Indicative fees. No hidden charges.

The fees below are indicative and subject to confirmation during onboarding. Your actual pricing is tailored to your business type, volumes, and account structure.

Unlike mainstream banks and fintechs, CCYFX does not close accounts because your industry triggers a risk flag. Our onboarding is designed for the sectors we serve — iGaming, crypto, FX brokers, and offshore structures. Account stability is a core commitment, not a marketing claim.

Always Included

What is always free

The following are included at no charge on every tier. No usage caps, no API metering, no surprise line items.

Incoming SEPA payments (all rails)
Incoming SWIFT payments
Virtual card issuance (unlimited)
API access and rate streaming
Dashboard and reporting access
Onboarding and KYB review
Named relationship manager (Custom tier)
Webhook delivery (unlimited events)
FAQ

Pricing questions

Are there any setup fees?+
No. There are no setup fees, KYB fees, or onboarding charges on any tier. IBAN issuance is also free. You begin paying only when you use the platform — FX spread on conversions and flat fees on outgoing SWIFT payments.
What triggers a tier upgrade?+
All clients start on the Standard rate of 1.5% per trade. As your volume grows, you can contact us to discuss custom pricing below 1.5%. Custom pricing is confirmed in writing and takes effect from the agreed date. No automatic tier changes — just contact us when your volume profile warrants a conversation.
Are further volume discounts available?+
Yes. For clients with higher monthly volumes, custom pricing below 1% is available — contact us for your specific rate based on volume. Dedicated liquidity arrangements and settlement terms are also negotiable at custom tier.
Are credit facilities available?+
Intraday and overnight credit facilities are available for pre-approved clients on custom pricing arrangements. Facilities enable batch payouts without pre-funding each batch. Credit terms are assessed as part of the onboarding process.
How does pricing work for holding companies with multiple entities?+
Multi-entity groups are assessed on consolidated group FX volume for tier purposes. All entities within the group benefit from the group tier rate. IBAN maintenance fees apply per currency per entity. Contact us for a group pricing assessment.
Can I invoice in currencies other than GBP?+
Yes. Platform fees and transaction fees can be invoiced in GBP, USD, or EUR. Currency elected at account opening. Switching invoice currency requires 30 days' written notice. FX fees are always denominated in the currency of the converted amount.
Is there a minimum contract length?+
No minimum contract on any arrangement. Standard accounts are month-to-month with no notice period. Custom pricing arrangements have a 30-day notice period for account closure. Bespoke institutional arrangements are typically structured with a 12-month initial term but this is negotiable.
Can CCYFX guarantee pricing stability?+
CCYFX provides 90 days' written notice of any changes to published fee schedules. Institutional clients with custom pricing agreements receive contractual price locks for the agreed term. FX spreads are market-driven and may change with liquidity conditions.

Premium pricing. Absolute certainty.

We accept the clients others decline. No setup fees. No surprise charges. No debanking. No questions about your industry. Apply today — iGaming, crypto, FX, and offshore businesses welcome.

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